30Y Rates with No FICO Requirements at Flat Fee.

Lock in a long-term fixed rate with any FICO score. Lower rates available for higher credit borrowers. Completely asset-based.

There’s no debt-coverage requirement on 1 - 4 Unit RESI investments, Owner User Commercial under 750K loan amount, and Tenant-leased Commercial under 500K loan amount.

General Qualification Guidelines:

  • Purchase or Refinance
  • No Borrower Income DOCs Required
  • No Minimum FICO Required
  • No DCR on 1 - 4 RESI Investment
  • No DCR on Owner-User Commercial under 750K Loan Amount
  • No DCR on Tenant-leased Commercial under 500K Loan Amount
  • Light DCR on High Loan Amount Commercial
  • Loan Amounts to $5M
  • Rates as low as 8.49%

Don't Wait - Apply Today

Want to learn more? Discuss your scenario with ELLOH now.

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Confused about our fees? We only charge $1495. Paid at close.

What Are You Waiting For?

Chat with ELLOH about your loan scenario right now. No pressure. No credit check. Find out what we can do.

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